![Picture](/uploads/3/4/8/5/34857311/robinuse_orig.jpg)
The term “3 to 2” can be confusing. What this ratio is telling us is that the player
will get paid 3 chips for every 2 chips they bet, or 3 to 2.
Another way to think about
it is, 3 to 2 is exactly the same as 1 ½. And it’s a lot easier to figure out half of
the bet and then add that number to the original bet. For example, if you have aR$12
wager, half ofR$12 isR$6. AddR$6 toR$12 and your answer isR$18.
12 x 1.5 = 18
When a
player gets a blackjack, they’re immediately paid even money plus a bonus. That bonus
is also known as 3 to 2 and this describes the odds the player is paid when getting a
blackjack.
If a player gets a blackjack, then they are paid 3 to 2 (or 1 ½ times their
bet). As soon as the bet has been paid, the cards should be placed in the discard rack.
As the dealer, when it comes to paying a blackjack the 3:2 payoff is easier than it
looks, you just pay the entire bet plus half. I provided a chart with these payoffs if
you would like a reference.
If a player has a blackjack and they insist on taking
insurance, explain to them that taking “Even Money” is the same thing. Even Money can
only occur if the player has a blackjack, and the dealer has an ace up card. Only after
the dealer asks for insurance is the player allowed to request Even Money. Again,
taking Even Money is the same thing as taking Insurance. With Insurance, you must
forfeit half of your bet to protect yourself in case the dealer has a blackjack. With
Even Money, you forfeit half of your winnings so you can get paid right away, which
results in getting paid 1 to 1 or even money. Even Money is not normally offered on
blackjack tables with 6 to 5.
Original Bet Blackjack
PayoffR$1R$1.50R$2R$3R$3R$4.50R$4R$6R$5R$7.50R$10R$15R$15R$22.50R$20R$30R$25R$37.50R$30
R$45R$35R$52.50R$40R$60R$45R$67.50R$50R$75R$55R$82.50R$60R$90R$65R$97.50R$70R$105R$75R$1
12.50R$80R$120R$85R$127.50R$90R$135R$95R$142.50R$100R$150R$125R$187.50R$150R$225R$175R$2
62.50R$200R$300R$225R$337.50R$250R$375R$275R$412.50R$300R$450R$325R$487.50R$350R$525R$37
5R$562.50R$400R$600R$425R$637.50R$450R$675R$475R$712.50R$500R$750R$525R$787.50R$550R$825
R$575R$862.50R$600R$900R$625R$937.50R$650R$975R$675R$1,012.50R$700R$1,050R$725R$1,087.50
R$750R$1,125R$775R$1,162.50R$800R$1,200R$825R$1,237.50R$850R$1,275R$875R$1,312.50R$900R$
1,350R$925R$1,387.50R$950R$1,425R$975R$1,462.50R$1,000R$1,500R$5,000R$7,500R$10,000R$15,
000R$15,000R$22,500
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